Insurance Need
Human Life Value
Calculate exactly how much life insurance cover your family actually needs.
Your Details
32
2255
60
4570
₹12,00,000
₹3,00,000₹1,00,00,000
8%
3%20%
8%
4%15%
Your Human Life Value
₹3.36 Cr
Recommended cover (with buffer): ₹3.70 Cr
What This Means
If something were to happen to you today, your family would need ₹3.36 Cr to replace your income until your planned retirement at age 60.
We recommend a pure term insurance plan of at least ₹3.70 Cr to provide adequate protection with a buffer.
💡 Monthly premium for this cover (estimated): ₹1,078